Benefits Administration

Eligibility

You are eligible to participate in benefit plans if you are a “Regular” employee who regularly work. 30+ hours per week.

Your coverage begins the first of the month following 30 days of continuous employment.

•  You may enroll your eligible family member(s), including:

• Your legal spouse or domestic partner

•  Your dependent child(ren), up to age 26 (regardless of student or marital status), including stepchild, legally adopted child, child placed with you for adoption, child of domestic partner, or a child for whom you or your spouse/domestic partner are the legal guardian of

•  Your unmarried child(ren) age 26 or older who is/are mentally or physically disabled and who relies on you for full support and care. Certain documentation is required.

Enrollment

As an eligible employee, you may enroll at the following times:
  • As a new hire, you may participate in the company’s benefits program on the first day of the month following 30 days of continuous work
  • Each year, during open enrollment
  • Within 30 days of a qualifying event as defined by the IRS

Making Changes During the Year

Our benefit plans are effective January 1st through December 31st of each year except for the flexible spending account (see FSA section on page 18). There is an annual open enrollment period each year, during which you can make new benefit elections for the following January 1st effective date. Once you make your benefit elections, you cannot change them during the year unless you experience a qualifying event as defined by the IRS. Examples include, but are not limited to the following:
  • Marriage, divorce, legal separation or annulment
  • Birth or adoption of a child
  • A qualified medical child support order
  • Death of a spouse or child
  • A change in your dependent’s eligibility status
  • Loss of coverage from another health plan
  • Change in your residence or workplace (if your benefit options change)
  • Loss of coverage through Medicaid or Children’s Health Insurance Program (CHIP)
  • Becoming eligible for a state’s premium assistance program under Medicaid or CHIP
Coverage for a new dependent is not automatic. If you experience a qualifying event, you have 30 days to update your coverage.

Questions?